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2023’s Best Shopping Credit Card in India

In 2023, several credit cards offer attractive rewards and benefits for shopping. So if you’ve not used one or have one but didn’t know if it was this year’s best credit card in India, take a look. Here are the top picks based on various factors like rewards, cashback, and other perks:

  1. Amazon Pay ICICI Credit Card: This card offers 5% cashback on Amazon India purchases, making it a great choice for frequent Amazon shoppers. It also provides 20% cashback on the Amazon India app, along with other benefits like movie tickets and dining discounts.
  2. HDFC Shopping Card: This credit card offers 30% cashback on all shopping purchases, making it a popular choice for those who love to shop. Additionally, it provides 20% cashback on essential items like milk and pet food.
  3. Indigo Credit Card: This card offers 15% cashback on all purchases, making it a great option for those who want rewards on all their purchases, not just shopping.
  4. Axgra Credit Card: This card is a superb option for those who want multiplier rewards on dining and shopping. It offers 4 points for every ₹100 spent on dining and shopping, which can be redeemed for travel bookings on the IndiGo website.
  5. IDFC First Salary Credit Card: This credit card offers a 15% cashback on the first online shopping purchase made using the card, making it a great option for those who are new to online shopping.
  6. Kotak Mahindra Credit Card: This card offers 15% cashback on all purchases, making it a popular choice for those who want rewards on all their purchases.
  7. India Post Payments Bank Bharat Card: This card offers 20% cashback on all purchases made on Saturdays, making it a great option for those who shop on weekends.
  8. Citi Credit Card: This card offers 25% cashback on big-ticket purchases, making it a popular choice for those who make large purchases.
  9. Bank of Baroda Credit Card: This credit card offers 20% cashback on the first three months of spending, making it a great option for those who want rewards on their purchases.
  10. ICICI Credit Card Platinum: This card offers 20% cashback on the first ₹3,000 spent on shopping and other purchases, making it a popular choice for those who want rewards on their shopping purchases.
  11. HDFC Bank Shopping Card: This credit card offers 30% cashback on all shopping purchases, making it a popular choice for those who love to shop.
  12. India Post Payments Bank Account with Debit Card: This account offers 10% cashback on all purchases made through the account, making it a great option for those who shop online frequently.
  13. India Post Payments Bank Ahaata Card: This card offers 20% cashback on all purchases made on Saturdays, making it a great option for those who shop on weekends.
  14. India Post Payments Bank Bharat Card: This card offers 20% cashback on all purchases made on Saturdays, making it a great option for those who shop on weekends.

When choosing the best shopping credit card, consider factors such as rewards, cashback, annual fees, and interest rates. It’s essential to select a card that aligns with your spending habits and offers the benefits you value most.

mark harper

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